Quoteline
Direct Health Insurance
Health Insurance from Quoteline Direct
What Quoteline Direct Health Insurance products are available?
The
health cover that Quoteline Direct provide falls into two
main categories :
Private
health insurance (Also known as private medical insurance
or PMI)
This provides cover for the the costs associated with private
medical treatment for curable short term medical conditions.
Private
health insurance covers the cost of surgery, accommodation,
specialists and nursing at a private hospital or private ward
in an NHS hospital. Two levels of cover are normally available
comprehensive or standard cover.
Quoteline
Direct's comprehensive plans provide high levels of cover
which can include full in patient and day car treatment as
well as consultants and specialists fees and out patient treatment.
These plans may also provide cover for nursing at home, private
ambulances and alternative therapy treatment such as acupuncture.
Many
standard health policies provide in patient and day car treatment
but only limited cover for out patient treatment and consultants
and specialists fees.
Permanent
Health Insurance / Income Protection
There
will always be illnesses, chronic conditions and permanent
disabilities which cannot be cured. Because of this many health
insurance companies have responded to the demand from the
public for plans which can protect a portion of their net
income if they are unable to work for a period of time.
There
is never a good time to become ill, or involved in an accident.
It is never planned and can happen to anyone. When long term
illness brings your life to halt it can also bring your income
to a halt.
In
these circumstances you need to be able to settle routine
bills such as your mortgage, utilities and food. This can
become difficult if you are unable to work. State benefits
such as statutory sick pay can only cover you for emergency
in some cases which is where Permanent Health Insurance comes
in to help protect your income and standards of living in
the event of accident or injury.
For
further information on Quoteline Direct health insurance visit
the Quoteline Direct website.
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