Health Insurance UK from Insurance Central

August 8, 2008 10:50 AM   
A comprehensive Health Insurance directory with advice and online deals!
In a hurry??
Health Insurance Central UK Your direct route to competitive online insurance products . . .
INSURANCE DIRECTORY
Health Insurance HOME
Add to FAVS
Compare Health
Insurance
Health Insurance
Companies A-Z
Know your Rights
When purchasing insurance online
Click here...
About Private Medical Insurance
Changing Health Insurance Companies
Choosing Private Health Cover
Details of Your Current Health
Health Insurance Premiums Increase
What am I Covered For?
Private Medical Insurance Checklist
Disability and Health Insurance
Private Medical Insurance Regulation
Financial Services Authority (FSA)
Association of British Insurers (ABI)
Financial Ombudsman Service
The Institute of Insurance Brokers
 

Health Insurance UK

Health, Medical Protection and more . . . it's all at Insurance Central!!

HSA Health Insurance

What Does Private Medical Insurance Cover Me For?

What Does Private Medical Insurance Cover Me For?

Private medical insurance is designed to insure treatment for curable, short-term illness or injury, known as acute conditions. Some treatments and illnesses are never covered and these are common to most insurance schemes.

Normally included
Occasionally Included
Normally Not Included
Cover for treatment of short-term (acute) medical conditions
Out-patient diagnostic tests
Conditions you had before taking out the insurance (commonly known as pre-existing conditions)
In-patient tests
Out-patient consultations and treatment with a specialist
GP services
Surgery as an in-patient or day-patient
Overseas cover
Cover for long-term illnesses which cannot be cured (usually referred to as chronic conditions)
Hospital accommodation and nursing
Cash payment for treatment received as an NHS in-patient
Accident and emergency admission

As well as those listed as ‘Normally not included’, these following treatments or conditions are usually outside your insurance cover. Drug abuse, self-inflicted injuries, out-patient drugs and dressings, infertility, normal pregnancy, cosmetic surgery, gender reassignment (also known as sex change), preventive treatment, HIV/AIDS, kidney dialysis, mobility aids, experimental drugs, experimental treatment, organ transplant, injuries arising from dangerous hobbies (often called ‘hazardous pursuits’) and war risks. Every insurance company will give you an insurance policy summary and a full policy document either immediately after or before you sign the contract of health insurance. The health insurance policy summary document will set out any unusual limits of the insurance policy.

 

Quick Links
Health Insurance
Critical Illness Insurance
Personal Accident Insurance
Dental Insurance
Life Insurance
Car Insurance
Home Insurance
Travel Insurance
Pet Insurance
Credit Cards
Loans
Car Finance
Mortgages
Payment Protection
HSA Health Insurance
TESCO Health Insurance
Virgin Cancer Cover Insurance
PruHealth Health Insurance
© 2003 OCIS