Disability
and Private Health Insurance
Insurance
companies will not refuse to cover you because you have a
disability. As with other pre-existing conditions, your insurance
company may exclude cover for treatment arising directly from
your disability. But it must be reasonable and fair for them
to do this. If you sign a ‘medical history declaration’,
you must reveal all information about your disability. If
your private health insurance policy does not cover pre-existing
conditions, then an existing medical condition causing disability,
or arising from it, will also not be covered.
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